Delhi
UTGeneral scheduled employment reference • March 2026
Unskilled
₹783/day • ₹20358/month
Semi-Skilled
₹863/day • ₹22438/month
Skilled
₹949/day • ₹24674/month
Highly Skilled
₹1044/day • ₹27144/month
India's #1 free salary impact tool
Will Your Salary DECREASE After the New Labour Code?
Under the new rules, basic salary must be ≥ 50% of CTC. If yours is lower, expect higher PF deductions and a lower take-home. Check your exact numbers instantly — free, no login.
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📅 Updated March 2026
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Instant salary impact calculator
CTC daaliye, current basic structure select kijiye, aur dekhiye new wage definition ke baad monthly in-hand kitna change ho sakta hai.
Current Basic Salary % of CTC40%
Employee PF contribution preference
Current Monthly CTC
₹83,333
State wage floor used
₹20,358/month
Annual CTC band
10L
New wage base
₹41,667/month
New Monthly Take-Home
₹73,133
Calculated for Delhi with a IT/ITES salary structure.
Annual Impact Overview:
Over a year, take-home changes by ₹24,000. Your PF corpus grows by ₹12,000 a year more, and your gratuity accrual increases by ₹400.65 each month.
| Component | Old Structure | New Structure |
|---|---|---|
| Basic | ₹33,333 | ₹41,667 |
| HRA | ₹16,667 | ₹20,833 |
| PF (employee) | ₹4,000 | ₹5,000 |
| PF (employer) | ₹4,000 | ₹5,000 |
| Gratuity accrual | ₹1,603 | ₹2,003 |
| Professional Tax | ₹200 | ₹200 |
| Net Take-Home | ₹75,133 | ₹73,133 |
Confidence note: Estimate based on standard assumptions (12% PF, 50% basic rule, flat ₹200 PT). Actual numbers may differ based on employer policy and state-specific slabs.
This is an estimate based on new labour code rules.
Last updated: 30 March 2026
Last updated: 30 March 2026
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Share this calculator with a colleague to compare how different CTC bands are affected.
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How New Labour Code 2026 Changes Your Salary
The biggest changes employees notice are a higher wage base, a wider PF-linked component, and more money shifting into long-term benefits.
Will my salary decrease?Will my salary increase?Check PF increaseUnderstand 50% basic salary ruleDecrease or increase calculator
50% Basic Rule
Understand why low-basic salary structures may get reworked and how that changes PF, gratuity, and in-hand pay.
PF Impact
See how a bigger wage base can push employee and employer PF contributions higher under the new salary structure.
Gratuity Change
Check the one-year gratuity conversation for fixed-term staff and compare it with the older five-year benchmark.
F&F in 48 Hours
Estimate leave encashment, gratuity, notice pay, and bonus while planning your full-and-final settlement.
How to Use This Calculator
You don't need payroll software or a legal background. These three steps are enough to get a practical estimate.
Step 1
Enter your CTC
Add your annual package, current basic percentage, PF preference, and the state where you work.
Step 2
Compare old vs new
We rebuild the salary using the wider wage definition and a 50% wage-base floor.
Step 3
Act on the result
Use the take-home delta, PF growth, and gratuity accrual to plan the next HR or salary discussion.
Real Salary Examples
See how different CTC bands are affected by the new wage rules.
| CTC | Old Take-Home | New Take-Home | Change | PF Growth |
|---|---|---|---|---|
| ₹5 LPADelhi · Basic 30% | ₹38,467 | ₹36,467 | ↓ ₹2,000 | +₹12,000/yr |
| ₹8 LPAMaharashtra · Basic 35% | ₹60,867 | ₹58,467 | ↓ ₹2,400 | +₹14,400/yr |
| ₹10 LPAKarnataka · Basic 40% | ₹75,133 | ₹73,133 | ↓ ₹2,000 | +₹12,000/yr |
| ₹15 LPATamil Nadu · Basic 35% | ₹1,14,300 | ₹1,09,800 | ↓ ₹4,500 | +₹27,000/yr |
| ₹20 LPAHaryana · Basic 30% | ₹1,54,467 | ₹1,46,467 | ↓ ₹8,000 | +₹48,000/yr |
All examples use 12% mandatory PF, IT/ITES industry, and the respective state minimum wage floor.
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Step 1: Establish Current Structure
We take your Annual CTC and multiply by your current Basic % to get your existing Basic Salary.
Step 2: Apply 50% Wage Rule
Under the new code, Basic Salary must be at least 50% of CTC. We also check if the state minimum wage is higher and use whichever is greater.
New Basic = max(CTC × 50%, State Minimum Wage × 12)Step 3: Recalculate Deductions
PF: Basic × 12% (employee + employer match)
Gratuity: (Basic ÷ 26) × 15 days per year
Professional Tax: ₹200/month (standard estimate)
Step 4: Compute Take-Home
Take-Home = CTC − Employee PF − Employer PF − Professional TaxAssumptions: HRA is set at 50% of Basic. Professional Tax is a flat ₹200/month estimate. Actual numbers may vary by employer policy, state PT slab, and specific allowance contracts.
Frequently Asked Questions
Start here if you want fast answers, then move to the full FAQ page for all 30 employee and HR questions.
The New Labour Code is the post-consolidation labour framework that replaced 29 older laws with four codes covering wages, industrial relations, social security, and workplace safety. For salary planning in 2026, the biggest practical change is the wider wage definition used for PF, gratuity, and salary structuring.
The Ministry of Labour and Employment's year-end 2025 release said the four labour codes took effect on 21 November 2025. In practice, payroll implementation can still vary by employer policy, payroll software updates, and how organisations operationalise the wage definition in 2026.
Take-home salary often falls when basic pay is pushed higher, because PF and gratuity-linked components rise. Your total CTC may stay the same, but more of it gets redirected into long-term benefits instead of monthly in-hand pay.
It is the commonly discussed rule that wages, defined broadly as basic pay plus certain allowances, should generally not fall below 50% of total remuneration. If your current salary structure keeps basic much lower than that threshold, PF and gratuity can rise when the structure is realigned.
PF is linked to basic wages, so a higher wage base usually means a higher employee PF deduction and a matching employer PF outflow. That can reduce monthly take-home while improving long-term retirement savings.
Fixed-term employees are the key group associated with gratuity after one year of continuous service under the new framework. Regular permanent employees generally still look at the longer gratuity eligibility benchmark unless a company policy is more generous.
A fixed-term employee is hired for a defined contract period with written terms and an end date, instead of open-ended permanent employment. The idea is that fixed-term workers should get parity on wages and key benefits for the period they are employed.
The 48-hour full-and-final narrative refers to faster settlement expectations after separation, especially in labour-code discussions around timely payment of dues. Employers should still confirm the exact process in their standing orders, contract terms, and payroll policy before promising a strict timeline.
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Top State Minimum Wage Snapshots
The preview below shows high-interest states and UTs. Use the full state hub for search, sorting, and individual state pages.
Gujarat
StateGeneral scheduled employment reference • March 2026
Unskilled
₹324/day • ₹8424/month
Semi-Skilled
₹357/day • ₹9282/month
Skilled
₹393/day • ₹10218/month
Highly Skilled
₹432/day • ₹11232/month
Karnataka
StateGeneral scheduled employment reference • March 2026
Unskilled
₹480/day • ₹12480/month
Semi-Skilled
₹530/day • ₹13780/month
Skilled
₹590/day • ₹15340/month
Highly Skilled
₹649/day • ₹16874/month
Kerala
StateGeneral scheduled employment reference • March 2026
Unskilled
₹700/day • ₹18200/month
Semi-Skilled
₹770/day • ₹20020/month
Skilled
₹847/day • ₹22022/month
Highly Skilled
₹932/day • ₹24232/month
Maharashtra
StateGeneral scheduled employment reference • March 2026
Unskilled
₹563/day • ₹14638/month
Semi-Skilled
₹623/day • ₹16198/month
Skilled
₹690/day • ₹17940/month
Highly Skilled
₹759/day • ₹19734/month
Rajasthan
StateGeneral scheduled employment reference • March 2026
Unskilled
₹259/day • ₹6734/month
Semi-Skilled
₹272/day • ₹7072/month
Skilled
₹284/day • ₹7384/month
Highly Skilled
₹298/day • ₹7748/month
Tamil Nadu
StateGeneral scheduled employment reference • March 2026
Unskilled
₹450/day • ₹11700/month
Semi-Skilled
₹500/day • ₹13000/month
Skilled
₹560/day • ₹14560/month
Highly Skilled
₹620/day • ₹16120/month
Telangana
StateGeneral scheduled employment reference • March 2026
Unskilled
₹613/day • ₹15938/month
Semi-Skilled
₹676/day • ₹17576/month
Skilled
₹743/day • ₹19318/month
Highly Skilled
₹817/day • ₹21242/month
Uttar Pradesh
StateGeneral scheduled employment reference • March 2026
Unskilled
₹346/day • ₹8996/month
Semi-Skilled
₹383/day • ₹9958/month
Skilled
₹422/day • ₹10972/month
Highly Skilled
₹464/day • ₹12064/month
West Bengal
StateGeneral scheduled employment reference • March 2026
Unskilled
₹340/day • ₹8840/month
Semi-Skilled
₹375/day • ₹9750/month
Skilled
₹413/day • ₹10738/month
Highly Skilled
₹454/day • ₹11804/month
Disclaimer
This website is designed for quick estimation, not formal legal or payroll certification. State wage notifications, professional tax slabs, company policy, wage-category mapping, and labour-code rollout details can all affect the final numbers shown on your payslip.
For deeper reading, continue to the full salary calculator, the PF contribution explainer, or the gratuity guide.